Real estate appraisal services for homeowners in the city of Powder Springs and Cobb County

The top seven reasons GA homeowners call on Jones Properties:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Cobb county's assessment of your propertyworth
  3. Remove PMI to reduce their mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Cobb county or GA

Need help determining the value of your home in or near Powder Springs, GA?
Contact Jones Properties.

At Jones Properties, we understand the unique needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experts in helping consumers just like you rid yourselves of unneeded PMI insurance.

Challenging Cobb county's assessment of your property

Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal report from Jones Properties is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Jones Properties can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would wish to have a professional double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Jones Properties offers field reviews where we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Jones Properties can We can assist you. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.